Four of California’s largest home insurers are knowingly using faulty data to set coverage limits, according to a new San Francisco Chronicle investigation. It means that wildfire survivors who thought they’d be made whole after losing their homes are discovering they can’t afford to rebuild. We talk to the reporters behind the investigation and hear how you can find out if your California home is underinsured. And we want to hear from you: Do you have a story about being underinsured?
SF Chronicle Investigates Broken Home Insurance System

An aerial view of surviving trees and new greenery following recent rains amid homes destroyed in the Eaton Fire on March 11, 2025 in Altadena, California. (Mario Tama via Getty Images)
Guests:
Megan Fan Munce, reporter covering California’s home insurance crisis, The San Francisco Chronicle
Susie Neilson, investigative reporter, The San Francisco Chronicle
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